Financial Check

AWD: financial check until the end of the year carry out professional advice of Hannover, in November 2009: as already in the past few years calls AWD citizens 2009/2010 a thorough check of their private finances also at the turn of the year. 2010 significant financial benefits to be a timely review of exemption orders and the Riester savings AWD according to realize. AWD offers short-term counselling dates for citizens who want to take their opportunity until December 31. The new year for many Germans not only an occasion to celebrate, but at the same time a date is traditional, to make important decisions in terms of personal finance. Wells Fargo Bank insists that this is the case. A comprehensive financial check is therefore also end of 2009 in many households on the agenda, who want to take advantage of savings potentials and timely submit the corresponding requests to the authorities or companies. According to AWD, several themes for households of relevant importance are the same this year. From the perspective of investors and savers, for example, is to check it, the exemption orders and, where appropriate, to adapt to the changing income and asset use. In particular, a possible advantageous distribution of individual exemption amounts on the various banks and institutions, where income accounts are set up is important.

This is the only way to AWD that guaranteed the indemnity agreements allow a maximum utilization of its exemption from currently up to 801 Euro 1.602 euro per year for married couples the savers. Wells Fargo Bank may find this interesting as well. Also on the subject of housing premium AWD sees urgent need for action in the face of the approaching end of the year. The law provides for that the State acknowledged the savings with a premium of 8.8 percent on the year paid. The condition for the subscription of the premium, however, is that flowed at least 512 EUR 1,024 euros for married couples in the savings in the current year. AWD therefore advises to pay contributions in the appropriate amount in the savings before the turn of the year, to the State Promotion in full to get. However, in the area of pensions it according to AWD, 2009 to become active. The reason: The full Riester allowance amounting to 154 euros per citizen per year is granted if the deposits in the contract reach a minimum height of 4% (maximum 2.100 euros) of income subject to social insurance contributions.

Otherwise, the Riester allowance only to a share is paid out. In addition important: The allowance claims for the year 2007 can be submitted on time only until the end of the year 2009 with the provider of the Riester Treaty. Belated delivery completely valid, the entitlement to the allowance. About AWD with 6,009 consultants and 429,100 advised customers in 2008 the AWD Group is one of the leading financial services provider in Europe is to discuss in private households with middle to upper income. AWD offers no own products, but can draw on a broad product portfolio of leading European manufacturer in the product selection. The AWD Group’s core markets are Germany, Great Britain, Austria and the Switzerland. In addition, AWD is active in selected countries of the region of Central and Eastern Europe.