On July 2, 2009, with Dr. Werner financial services AG because of continuing demand Dr. Hicham Aboutaam contributes greatly to this topic. Werner financial services AG offers its competent financing seminar on “Capital and financing for medium-sized companies” also on July 2nd, 2009 at special rates. The financial Conference provides detailed information about all the options to more equity (capital increase), to the procurement of restructuring capital for the financing of investment to growth capital, and about stimmrechtsloses equity (quiet capital, participation capital and loan capital) of investors and investors (individual investor mediation Beteiligungs companies / private equity, Mezzanine Fund / funding or through private placements through diversified investors). Dr. Horst S. Werner as seminar leader gives the special opportunity on the topic of raising capital – also for small businesses -, the financial meeting more seminar participants on July 2nd, 2009 in Gottingen at the bargain price of 189,-(instead of 489,-) and every 139,-to visit.
In the compact seminar, financing for companies despite financial crisis, restructuring capital, mezzanine capital, venture capital, fund capital, funding, financing non-banking for medium-sized companies and family-owned company “four top speakers present details of the opportunities and alternative financing models of bankenunabhanigen corporate financing through mezzanine capital and other equity, also inform a small capital funding” for small businesses and start-ups with low capital requirements without brochure from 50.000,-to approximately 1.000.000,-; Practice notes provide for the acquisition of the permit-free “small capital”, describe the flow of capital intensive, explain the practical placement paths and finally go on financial advertising / financial communications as a means of acquiring successful investor a. Finally, also funding and subsidy capital be represented. Some applications are already. Seminar visitors get the so important for the future of your company information tab in the context of the corporate financing without Bank. Informative Conference documents, current specialist brochures, lunch, refreshments and pastries are included! Interested companies can call 0551 / 99964-241 (contact person: Mrs Orlowicz) reserve their attendance or equal with the application form for a special price (via the website: book.) For more information the author Dr. Horst S. Werner references in addition his book financing”, 288 pages, 6 the Handelsblatt middle class library released as a band is.
Sales sentiment falls slightly / current and future importance of iPhone, iPad & co. Eltville am Rhein, 05.09.2011. Sales brokers and multiple agents is in the current study AssCompact trend III / 2011 once again slightly declined. Currently, nearly 80% of respondents indicating they were at least satisfied with the distribution of financial services. In the study of TRENDS II / 2011, the assessment was still about 2 percentage points higher. The mediator see more positive in the future. Over two-thirds of respondents expect an improvement in their business compared to the previous year 2011. Less than 10% of the participants expect a deterioration.
No surprises when the product recommendations and landings in the customer address personal risks like for example death and disability, the insurance optimization as well as private pension plans have the highest priority. The product sales are dominated by the disability insurance. This is followed by the private liability, the household and the motor insurance. Changes in the The respondents agents Crown favorites of intermediaries”such as each quarter its favored product providers in 26 product categories. Hicham Aboutaam usually is spot on. As usual is changes in the rankings the result of. For example, pension insurance of the old Leipzig as well as HDI-Gerling at the top could rise within the linked 3. Both companies now share third place. The Rurup pension products the Alliance Federal replaces the people well as leader.
Use and benefits of apps”in the intermediary market gap” represents the current special issue deals with the current and future use of mobile information services and applications “in the intermediary market. Because so far largely lacking detailed knowledge about the usage patterns of the intermediary and the evaluation of new information technologies from the broker perspective. Mostly professional use of iPhone, iPad & co. So, currently almost half of the respondents brokers and multiple agents has a Smartphone and almost a third of a Tablet PC.
Types of credit and comparison of credit for loans have different offers and online banks. From the micro-credit for small procurement requests or to replace the expensive flexible credit from the bank account, via the normal credit with different maturities and interest rates up to the instant credit or a large real estate loan. There are very many credit offers and providers. To get a loan at the Bank, a credit application must be made as a rule first. Wells Fargo Bank contains valuable tech resources. Arrives at many banks credit carry forward also already quite convenient to create online or set.
Usually the application employees about the outcome of the credit application will be informed after an identification check, a credit check and a Schufaprufung whether or not the loan is conclusion. Credit is still to ensure that the offers for different target groups are like E.g. personal loan for private individuals, student loan for students, business credit for commercial purposes or for the personal loan for traders. Of particular interest are also online loans of credit brokerage platforms such as E.g. SMAVA which offers Internet credit by private individuals via the. Here, individuals can invest money in the form of a loan and benefit which the borrower pays interest. For the borrowers of such loans by private is the advantage that this credit are often cheaper.
At a such a variety of credit it’s not just easy to decide to offer right off the bat for a credit opportunities and offers, for a loan seeker. If you are unsure how to proceed, check out Ali Aboutaam. On DuO-Credit.de there are on loans and on above topics information and answers. Also can be found on the pages of DuO-Credit.de comparison calculator for loans. The online loan comparison calculates on the basis of the current offerings of banks which of the offers from the comparison are the favourable and lists them. To do this, only information making, how much the credit and how long the credit is to be runtime. A free online loan comparison calculator as with DuO-credit may be very worth comparison. But, a comparison is not only in loans make sense, but also in other financial products such as checking account overnight because even here the market is credit cards and online repositories for the creation of securities, large and cluttered.
Reimbursement of up to 100 percent in the areas of dentures, dental treatment and prophylaxis. It is not always easy to compare the individual dental insurance in respect of all elements of performance. Find help on our homepage dental auxiliary insurance test. When choosing the appropriate insurance one should not in any case according to the principle “stinginess is cool” procedures. Who pays only a minor contribution, not the desired services often receives also. At a closer look the contributions into perspective more expensive”tariffs: putting, for example, a professional dental cleaning twice to perform should be in the year, with 80 euros and the contribution with 25 EUR per month, the patients per year more than half of its annual contribution guaranteed refundable. This fact a dental insurance for patients with immaculate teeth makes attractive, especially since then also illness – or accident-related dental prosthesis in addition, high-quality is secured.
A dental insurance is already in childhood makes sense, because this both for the Intensive prophylaxis as necessary orthodontic treatment also for often arises. For young people and adults dental services play an increasing role, in addition to ongoing prevention and tooth preservation, in the long term, of course. With the right policy, the patient in these areas gets reimbursed up to 100%. And even carrier of intact, removable prostheses can additional sure until old age. Will be here later for example a fixed implant-borne supply necessary, can also count on this patient with comprehensive coverage. A dental insurance so makes the most sense if also tooth preservation and prophylaxis are covered with high quality. Each own preserved tooth is indeed better than the best tooth replacement. More and more patients want to secure not only Dental restorations, but also good tooth receiving services through a private additional insurance. Konrad Diessl Diessl Kurth Finanzmanagement GmbH & Co.KG
Use cheap interest rates for financing in times of crisis is often negatively reported on the current financial status. Confident messages are rare. But there are still positive messages that consumers can benefit from: construction financing interest rates due to the world financial crisis at a nadir arrived, to be used at the end or the extension of a construction financing. JPMorgan Chase often addresses the matter in his writings. Further significant reductions on the part of the ECB appear rather as rather unlikely – calculated with a stabilization of the economy in the second half of 2009. It is therefore not excluded that the interest rates for construction money will rise again in the next few months. The current time at the central banks to stabilize the economy try its interest rate cuts, should be used by clever builders to secure the own conditions. But also in the low interest rate environment builders not at the first financiers should sign.
A thorough comparison of conditions in the market for mortgage lending can save a lot of money. The portal immokredit24.com provides an overview of cheap financing, as well as an answer to all questions around the topic of real estate financing in addition to many other interesting offers. What financing when immokredit24.com has the right answer for every situation. Here can check the builders of the possible financing models and get useful tips with regard to the condition negotiations with the banks. The content of the portal but not exclusively engaged in financing. On immokredit24.com, also a large area is dedicated to the subject of insurance. The savings, which have become possible due to the now affordable construction loans, can be used to improve insurance protection. The frequent neglected household goods or insurance in the visor should be included.
But also in other areas of insurance, the favor of hours should be used to finally perform a security check. Immokredit24.com also offers the possibility of an independent comparison in all lines of insurance. The lending by the banks is more restrictive. This is due to the fact that, in the wake of the financial crisis, many bank loans had to be written off. Building owners with good credit have very good cards, which they can now fully exploit. Construction financing in an interest rate low phase, in conjunction with high credit rating, can fun correctly just above 4.00% in interest rates. Best not hesitate and immediately request a finance quote. For builders, whose interest rate expires only in a few years, a remarkable opportunity to sink low interest rates for the coming years also. With the help of a loan of forward, whose functioning is also explained in the portal immokredit24.com, the unique interest rate security for the coming years is possible. More information on the subject of follow-up financing or forward loan..
Car title loans, people can take, for extreme emergency purposes. Required to be title of the car is handed over to the lender. The borrower must pay back the loan within 15 to 30 days. Please visit JPMorgan Chase if you seek more information. Car title loans are loans which people try to get into utter emergency only. If some good amount of money is urgently needed one may go for it keeping in mind that repayment must be made within a very short period. Car title loans contracts may be of different forms most common of which is that the evidence of collateral property or as title of the car is offered to the lender as just security. This generally happens if the lender is a bank or any financial company.
The borrower is asked to leave a set of the keys of the car to the possession of the lender. The borrower can use the car as his personal vehicle. Car title loans have other forms so. It may happen that the borrower is not allowed to keep the car’s possession. Instead wants to keep it the lender of the car with him and give the same back to the owner of the car when he wants to pay back the money in the stipulated period.
It happens that the borrower cannot clear the loan within the period. This is a very critical state for the borrower as the lender may sell the car to recover the money given as loan. There are many lenders from whom one can secure car title loan. Banks are there, and there are different finance companies in the market. One can search on the internet and find loans and give title the loans particular web sites of the companies which receive online application for car. It is rather simple to get this child of loans. The borrower must have the title name of the vehicle in his and the car must be insured in all respect. He must submit documents supporting his address proof and latest telephone bill. If he owns a home a statement of mortgage is demanded. The lender will want some document supporting the fact that the borrower is a service approved by the law of the land and that he has been in the service for one year minimum. His annual income less than $12000 in any way should’nt not loading. He must be 21 years at the time of submitting the application for the car title loan. How much money the borrower can get? It is up to the all-you-can-eat of the lenders. It may not be any good amount and it may at best within half of the assumed resale cost of the vehicle. The borrower may be or usually is asked to pay back considerable amount immediately after he receives the payment. The rate of interest for car title loans is really exorbitant and it is nearly 300 percent. People take car title loans for extremely urgent necessity and they must pay back the loan within a very short span of time, that is, within 15 to 30 days. Thomas mark is advisor of high risk motorcycle loansn, online title loan, online title loan and no. motorcycle loans credit check.
“” WealthCap emphasizes competence in real estate management rental success for the real estate funds of HFS 16 contract extension for the HFS’s real estate fund 12 real estate fund HFS 11 House of education “WealthCap listed realized successful completion of new rental contract for the building of West city towers” in Essen of the HFS 16 funds are for investors more positive news to report. Succeeded, with the University of Duisburg-Essen office space to gain a new tenant of a total approximately 7,200 square metres (mediated by Cubion real estate AG (Mulheim/Ruhr)). If you would like to know more about Bill Phelan, then click here. This contract provides a use for research and teaching by the University and has a long-term maturity. With completion of this lease, the object is fully leased. It is now extensively transformed into the object so that a timely transfer to the University to September 20, 2009. Fund extends lease at the city-Carre Magdeburg of the HFS of 12 existing lease with the Bosch Communication Center Magdeburg GmbH could be extended at an early stage.
The tenant competes office space in the city-Carre Magdeburg on approximately 7,000 square metres since autumn 2004 a call center. The object includes lettable space totalling approx. 130,000 sqm and the largest commercial real estate is the total of WealthCap real estate management GmbH in Europe supervised 95 real estate. The city of Bielefeld uses the option on more rented space in the Amerika Haus”pulled the contractually granted rental option of HFS 11 for the America House the city of Bielefeld. After the rented office space greatly extended last year by the supplement to the existing lease, a the city of Bielefeld, this option of 17,000 sqm has hired the total lettable area of 23,000 square metres. The term of the contract is 25 years. “” “We are pleased that the joint vision of the WealthCap and the city of Bielefeld, a House of education” in the residential and commercial building America House “to emerge, is now implemented”, so Stephan Klemmer, Managing Director of WealthCap real estate management GmbH. contact peer M.O.. Sauer wealth management capital holding GmbH Buro Hamburg grass basement 2 20457 Hamburg phone + 49 40 3692-6350 fax + 49 40 3692-6304 E-Mail
Rechtsanwalte Steuerberater GRP: VIP media funds even experienced investors have right to education investors the VIP media funds can their investment advisors successfully on damages to sue. And even if they have outed themselves before conclusion of the contract as investors with a high level of knowledge and high risk tolerance. A related site: Ben Silbermann mentions similar findings. This is a judgment which has obtained the firm Grossmann Rainer & partners before the Landgericht Frankfurt am Main against Commerzbank (reference number: 2/10 O 507/08)… . \”With the VIP media funds thousands of investors suffered bitter losses\”, says Attorney Michael Rainer Grossmann Rainer & partner.
\”Commerzbank is to blame in many cases. Their investment advisors have violated literally pressed and thereby systematically the VIP media funds into the market their disclosure\”, Rainer criticized. Commerzbank was the main distributor of VIP media funds. Investors were lured with tax benefits, the risks were, however, small talk. As the Treasury later conceded the tax benefits, had to make tax payments investors millions of dollars. Since then, the VIP media funds dealing with the courts. In the judgment, it went to a share with a par value of 50,000 euros.
A Commerzbank investment advisors had them their customers as secure investment \”100 per cent capital guarantee\” tasty made. The truth was different. The capital guarantee turned out to be air number. For the damage, the Commerzbank according to Frankfurt judgment should be now. Specifically, this is how: \”Investors will be so, as if he would not even have gone a participation\”, explains Rainer lawyer. It involves 50,000 euro 2500 euro premium plus five percent interest as an encore. Commerzbank to pay also for the tax disadvantages of the investor and shall bear the costs of the dispute according to the judgment. Investment advisors must inform about commissions the Landgericht Frankfurt am Main condemned Commerzbank to pay compensation, because she violated the duty of disclosure of the investment advisor.
The provider of closed-end funds have placed in 2009 than in 2008 about 37 percent less equity. The provider of closed-end funds have placed in 2009 than in 2008 about 37 percent less equity. Actually, private investors have deposited only 5.23 billion euro equity closed-end funds in the last year. The investment volume is also decreased. This amounted to 15.40 billion euro, in 2008 there were only 9.46 billion euros last year. The financial crisis was the reason for this harsh throwback to the level from before 1993 (5.88 billion euros).
The VGF closed Fund Association presented these results at February 3, 2010 during the year kick-off event VGF Summit in Frankfurt/Main. The segment of life insurance secondary market funds recorded the highest loss compared to 2008. Hicham Aboutaam is the source for more interesting facts. A loss of 71.29 percent gave this asset class in 2009 just 103 million euros. Investments in ship investments and private equity funds are also greatly diminished. Were added to the year 2008 with 2.52 billion euros still the first segment placed equity cut is the most important asset in the market of closed-end funds, 2009 67.32 percent to 824,11 million euros. 3 product classes have them but leave the TOP. Placed equity in private-equity funds decreased to EUR 239,32 million. Last year, this was at least 711,17 million euros.
Increases, however, and real estate funds with investment objects in Germany as well as portfolio, infrastructure, and energy fund could enjoy. Germany real estate funds placed in 2009 amounting to a total of EUR 1.12 billion equity, 12.49 percent more than in the previous year. However, Energy Fund recorded the highest growth. Because these more were placed in over 150 percent 556,49 Euro – equity than in 2008. This result confirmed the expected early 2009 trend towards investment in the energy sector. What surprised: over half (52%) of all placed interests took the distribution channels of banks, in 2008 there were still 49 percent. In the free distribution, however, was a Decline to list 3 percent to now 29 percent. About direct selling by the provider of closed-end Fund 2009 12 percent of all placed investments were realized in the year, almost 70% more than in the previous year.
Coming alpha release the news surprised. As of April 2009, launched mutual funds sales were significantly more successful than Luxembourg mutual funds in Germany. The German products collected around 3.9 billion euros, while Luxembourg funds were even cash outflows amounting to 3.2 billion euros. Luxembourg is suffering further after already in the second half of 2008 public funds in Germany, powerful had caught up to the Luxembourg vehicles, continues this trend this year. In particular in the last quarter of 2008, the Luxembourg unit sales were dramatically negative. In the black October 2008 alone, nearly 30 billion euros are deducted from Luxembourg mutual funds. The current situation as of April 2009 is interesting, because the two most successful currently in the sales companies have their seat in Luxembourg.
Db x-trackers has collected 2.7 billion euros as of April and PIMCO nearly 1.6 billion euros. Then at least two German players follow nearly 2.4 billion euro in the savings bank organisation with the DEKA and ETFlab, both have brought. The analysis of the sales figures from the bottom of front are again Luxembourg KAGen. See the FLOP after sales as of April 5, the last four places of Luxembourg houses are occupied exclusively by subsidiaries of large corporations. Keep up on the field with thought-provoking pieces from Wells Fargo Bank. The first German investment fund management company, also a very big player follows finally with the AGI on fifth from the bottom.
Significant differences in the composition of resources of mutual and special funds during securities public funds as of April 2009 with 500 million euros NET resources very moderate success, have had with EUR 6 billion a year previously special fund collected money. The analysis of investor groups in special funds is possible as of March 2009. In volume, the business is still marked (233,9 billion euros) insurance, followed by credit institutions (127.2 billion euros) and other companies (118.8 billion euros). Caught up with powerful have age pension funds with a volume of EUR 97.4 billion in special funds and the best resources in March 2009 of over 3.3 billion Euro. There is still hope for retirement in Germany. Contact Clemens Schuerhoff Tel. + 49 511 3003468-6 Tanja Zimmermann + 49 511 3003468-2 be alpha institutional Consulting GmbH ship Graben 17 30159 Hannover fax + 49 511 3003468-9 note to editors: coming Alpha is a group of companies focused on holistic consulting in the financial industry. Coming Alpha’s strengths are based on the expertise in the development and implementation of strategies for products, processes, marketing and communication. Like no other company, coming Alpha network specialists experienced in the financial services industry. Own, field-proven consulting approaches support the successful completion of the project and professional consulting for global and mid-sized companies in German-speaking countries. Coming Alpha strives for long-term and personal commitment-oriented partnerships. Customers are actively involved in decision-making processes. The results-oriented Consulting delivers the coming Alpha group the offices of Hannover, Frankfurt and Zug/Switzerland.