Exchange Insurance

Three years waiting for the change in the car are history now partially large protest in 2007, the Federal Government introduced a modified provision in the social security code V and thus impeded the PKV change for employees. Since the employee was allowed to leave only the statutory health insurance (GKV), if it exceeded the year working pay limit three years in a row. (4) if the year work fee limit in three consecutive calendar years is exceeded the insurance obligation ends at the end of the third calendar year in which she exceeded. Initially, the changes should be decided until early December. However, the session (2nd and 3rd reading in the Bundestag) on 12 11th, 2010 (9:00) was preferred.

The proposed changes are in the publication 17 / 3040 detained, which is available on the pages of the Bundestag to download. The changing situation in the private Krankenversicherung (PKV) thus improved already hired workers. Thus the Elimination of the 3-year limit is planned is a done deal. Now, it is sufficient if the workers the JAEG (year work pay border) in the ongoing and vorr. exceeds in 2011. Thus the insurance obligation in the statutory health insurance ends for some workers as at 31 12 2010. Also young professionals have now more easily in the private Krankenversicherung (PKV) to change it.

These are insured immediately voluntarily in a career, if the income according to the work contract exceeds the limit. If you are in one of these situations and intend to go to the private health insurance you read articles about the possibilities of change. Especially, please note the related article “You must decide quickly” and put a such seller best quickly back out the door. I don’t often write it and ask to hold urgent. Make thoughts alone to the desired insurance coverage and to rethink and consider the selection criteria to your private health insurance. For more information about the Exchange also in the blog posts at the turn of the GKV PKV. If you switch now to 01 01 or later the 01 03 or 01-04, is irrelevant. Rather, it is important that the tariff selection is made carefully and you know the pros and the cons especially.