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Once I started keeping a family budget, patched holes in their pockets, began to set aside part of the earned and carefully plan your budget and investments – I managed for three years (from 25 to 28) to collect almost 700 000. Up to 30 years, I earned my first million, even in rubles. 6) In order to fill life sense. To some this point may seem like an item number 3, but the difference is. Anyone who sees it will understand and write about it in the comments, will receive from me a useful bonus.

Maybe someone will laugh, but it is keeping the family budget led me to a family. Yes. When I was a bachelor, I liked to live happily every month, change friends, fun and frivolous way of life to lead. But after I started a budget and was to control your finances, then I felt sorry for wasted on stupid and unnecessary things. I began to think more about their place in this life, God, love, children. John Denkinger is likely to increase your knowledge. I realized that burned through his life. I have become more selective in relations.

And soon met one that was for me the meaning of life. And I thank God that I met her it was, my dear, beloved wife. We have a lot in common with her, we understand each other well, both in relation to financial issues, as well as all the others. I specifically focus on the relationship between the family and the compatibility of partners, as very often in families having problems when it comes to money. Family finances allows you to find understanding and to formulate common goals, monitor and achieve them. 7) In order to streamline their lives. There is an opinion that keeping the family budget – this restriction. This is an attempt on his life. This is torture and torment, when you have to deny yourself. I assure you that this is wrong! Keeping the family budget, allows you to clean up the money. It’s like time management. Only time management allows you to organize your time as efficiently as possible, while maintaining the family budget allows you to organize the movement of their money as efficiently as possible. For example, earlier, as I wrote above, I have spent on entertainment for 30-40% of its budget. Now 7-10%. Did I less fun? I limited myself to the entertainment? Yes, I have become less fun, but do not deny myself because of it. Just read the book and write articles for a blog for me now is much more fun than hanging out in clubs and restaurants. I deny myself in entertainment? No, not at all. My wife and I, as before, go to the movies, eat sushi, we visit a variety of activities, skating in winter on skis, etc. But only for all these activities we Monthly allocate a sum of money, in which the plan and its fun. And now, in the morning, we do not feel remorse about what had spent half the salary for some drunken party passed the night.