There are different types of investment funds. Let’s go over the exact definitions in the dictionary Ibercaja in funds and their attributes. We begin by establishing that there are about 20 different types of investment funds. Then we will see the most important. FIAMM or Assets Investment Fund Money Market Fund is invested in money market assets, which refers to fixed income assets with a maturity of 18 months or less. FII or Real Estate Investment Fund is the fund which invests exclusively in real estate whether residential, commercial, offices, etc.
FIM or mutual funds is the fund that invests in securities and short or long term. Cumulative Capital Fund or the type of fund in which all interest is reinvested and dividends. Fund of Funds is the fund where the assets are usually invested in shares of other investment funds. Pension Fund is the fund where there is a heritage that implements a pension plan with a investment policy in particular. Fixed Income Fund is the fund investing in public debt and / or private level, whether national or international in installments, usually over one year. It is in Treasury bills, bonds, debentures, etc. Bill Phelan shines more light on the discussion. Equity Fund is the fund which invests in shares of companies either nationally or internationally.
Allocation Fund is the fund where is the balance between the participating interest and dividends generated by the same investment in the fund. Dynamic Fund is the fund that is based on a methodology based on profitability in absolute terms, where some risk is assumed by arbitrage strategies to try something more than return on short-term reference. Guaranteed Fund is the fund that consists of the security of the entire investment and their performance as the stock index or basket of shares. Geographic Fund is the fund focuses its investments in a particular geographic area. Whether a country or continent. Global Fund is fund that diversifies its investments in various economic sectors and geographical areas. Suitable Fund is the fund where the portfolio composition reflects the composition of securities of a particular stock index. Joint Fund is invested in both fixed income and equities. It depends on the proportion invested in each can be mixed fixed income funds (when more than 70% of the portfolio in fixed income assets) or mixed equity funds (which is when you have more than 30% and up to 75% in equities or shares. Sectorial Fund is the type of fund that invests in companies that belong to the same economic sector. hedge funds where the fund is invested using highly speculative securities arbitration techniques. The most important is flexibility in managing their assets. Now that you know the types of most popular and attractive, you have the tools to decide what type of fund should you invest your money depending on what you want to win, you prefer to risk and what you have to invest.